Products & Services
We are committed to delivering the highest quality financial advisory and brokerage services in a personalized, “high touch” manner. Additional services provided on an ongoing basis include:
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Employee Benefits
Employers who want to attract and retain productive employees do so by having competitive employee benefit plans in place. When properly structured—in conjunction with a total compensation package—corporate efficiency, profitability and improved employee morale will be generated and maintained. Because our clients demand it, we work on the very edge of employee benefit design. Our services are designed to deliver end-to-end, next-generation products and services, all backed by state-of-art tools and technology.
Our Host of Products
You can count on us to design, administer and integrate your comprehensive employee benefits package. We'll partner with you to design a program incorporating a host of medical and ancillary products, as well as executive compensation strategies.
- Medical Insurance (HMO, POS, PPO, Out-of-Area)
- Health Savings Accounts
- Health Reinbursement Accounts
- Dental Insurance (DMO, PPO)
- Vision Insurance
- Life Insurance
- Accidental Death & Dismemberment Insurance
- Short Term Disability Insurance
- Long Term Disability Insurance
- Employee Assistance Program
- Flexible Spending Account Administration
- Transit and Parking Account Administration
- COBRA Administration
- Retirement Plan (401(k), Money Purchase and Profit Sharing Plans)
- Voluntary Programs (Life, AD&D, LTD, STD, Long Term Care)
- Cancer and Critical Illness Insurance
- Business Travel Accident Insurance
- Supplemental Executive Retirement Plan
- Phantom Stock Option Plan
- Death Benefit Only (DBO) Plan
- Welfare Benefit Plan
Complimentary Access To Our Employment Practices Attorney
To help make sure you take prudent steps to address workplace issues, FBS offers a complimentary 2 hour consultation with our employment practices attorney. When you have an employment-related question, our attorney can help guide you through the proper steps with respect to personnel issues, answer employment-related legal questions, and identify the best approach for documenting and resolving workplace issues or disputes. Advice can be helpful for:
- Defense of Title VII, EEO and civil rights claims directly and through Employment Practices Liability Insurance (EPLI), in arbitration and before state, federal and administrative tribunals nationwide
- Defense and enforcement of restrictive covenants, employee duty of loyalty and wrongful discharge claims throughout Virginia, Maryland and D.C. • Advice to the Human Resources Manager on hiring, employee discipline and termination • Investigations of employee claims, including sexual harassment allegations
- Preparation of Personnel Policies compliant with state & federal requirements
- Preparation and review of Employee Manuals including workplace audits & due diligence, employment agreements and Stock Option Plans
- Preparation and review of Confidentiality, Non-Competition and Non-Solicitation Agreements
- Negotiation and advice regarding fair compensation, employment agreements, noncompetition and severance agreements for Senior Employees & Executives and exit strategies.
- Employee Downsizing and Mass Layoffs
The first two hours are on us, but if you elect to retain our attorney for additional work, her normal hourly fee will apply.
Claims Representation, Benefit Administration and Support Services
FBS's experienced staff provides timely, accurate, and resourceful support for benefit administration issues. Our customer-focused approach makes us an "outsourced" extension of each client's HR department. We provide clients with a dedicated team, freeing them from the day-to-day hassles and headaches of benefit administration, so they can do what they do best—grow their businesses. We assist with:
- Enrollment meetings
- New plan or renewal plan transitions
- Eligibility issues
- Claim escalations
- HR administrator training
- Plan education
- Vendor management
- Employee/Provider relations
- Billing issues
- Employee payroll contribution modeling
- Guidance on:
- COBRA
- HIPAA
- ERISA
- FSA and cafeteria plans
